/* ── RESET & ROOT ─────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }

:root {
  --navy: #1B2A4A;
  --navy-dark: #0D1828;
  --navy-mid: #243560;
  --navy-light: #E8EDF5;
  --navy-pale: #F4F6FA;
  --gold: #B8962E;
  --gold-light: #D4AF5A;
  --gold-pale: #FDF8EE;
  --cream: #F9F6F0;
  --white: #FFFFFF;
  --text: #1A1A1A;
  --text-mid: #444;
  --text-muted: #777;
  --border: #E0E5EE;
  --border-mid: #C8D0DC;
  --radius: 6px;
  --shadow: 0 4px 24px rgba(27,42,74,0.10);
  --shadow-lg: 0 8px 48px rgba(27,42,74,0.16);
}

body {
  font-family: 'Inter', sans-serif;
  color: var(--text);
  background: var(--cream);
  line-height: 1.6;
}

/* ── TYPOGRAPHY ───────────────────────────────────────────── */
.cinzel { font-family: 'Cinzel', serif; }
.cormorant { font-family: 'Cormorant Garamond', serif; }

h1, h2, h3 { line-height: 1.2; }

/* ── NAV ──────────────────────────────────────────────────── */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  background: var(--navy-dark);
  border-bottom: 2px solid var(--gold);
  transition: box-shadow 0.3s;
}
.nav.scrolled { box-shadow: 0 4px 24px rgba(0,0,0,0.4); }
.nav-inner {
  max-width: 1200px; margin: 0 auto;
  padding: 0 24px;
  display: flex; align-items: center; justify-content: space-between;
  height: 70px;
}
.nav-brand {
  display: flex; align-items: center; gap: 12px;
}
.nav-seal { flex-shrink: 0; }
.nav-brand-text { display: flex; flex-direction: column; }
.nav-name {
  font-family: 'Cinzel', serif;
  font-size: 14px; font-weight: 700;
  color: var(--gold-light); letter-spacing: 1.5px;
}
.nav-sub {
  font-family: 'Cormorant Garamond', serif;
  font-size: 11px; color: rgba(255,255,255,0.45);
  letter-spacing: 3px; font-style: italic;
}
.nav-links {
  display: flex; align-items: center; gap: 6px;
  list-style: none;
}
.nav-links a {
  font-family: 'Cinzel', serif;
  font-size: 11px; letter-spacing: 1.5px;
  color: rgba(255,255,255,0.65);
  padding: 6px 12px; border-radius: 3px;
  transition: color 0.2s, background 0.2s;
  text-transform: uppercase;
}
.nav-links a:hover, .nav-links a.active {
  color: var(--gold-light);
  background: rgba(184,150,46,0.1);
}
.nav-cta {
  background: var(--gold) !important;
  color: var(--navy-dark) !important;
  font-weight: 700 !important;
  padding: 8px 18px !important;
}
.nav-cta:hover { background: var(--gold-light) !important; }

.nav-toggle {
  display: none; flex-direction: column; gap: 5px;
  background: none; border: none; cursor: pointer; padding: 4px;
}
.nav-toggle span {
  display: block; width: 24px; height: 2px;
  background: var(--gold-light); border-radius: 2px;
  transition: all 0.3s;
}

/* ── HERO ─────────────────────────────────────────────────── */
.hero {
  min-height: 100vh;
  background: var(--navy-dark);
  display: flex; align-items: center;
  position: relative; overflow: hidden;
  padding-top: 70px;
}
.hero-bg {
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse at 20% 50%, rgba(36,53,96,0.7) 0%, transparent 60%),
    radial-gradient(ellipse at 80% 20%, rgba(184,150,46,0.06) 0%, transparent 50%);
}
.hero-pattern {
  position: absolute; inset: 0; opacity: 0.025;
  background-image: repeating-linear-gradient(
    45deg, var(--gold) 0, var(--gold) 1px, transparent 0, transparent 50%
  );
  background-size: 40px 40px;
}
.hero-inner {
  position: relative; z-index: 2;
  max-width: 1200px; margin: 0 auto;
  padding: 80px 24px;
  display: grid; grid-template-columns: 1fr 1fr;
  align-items: center; gap: 60px;
}
.hero-eyebrow {
  font-family: 'Cinzel', serif;
  font-size: 10px; letter-spacing: 5px;
  color: var(--gold); text-transform: uppercase;
  margin-bottom: 20px;
  display: flex; align-items: center; gap: 12px;
}
.hero-eyebrow::before {
  content: ''; width: 40px; height: 1px; background: var(--gold);
}
.hero h1 {
  font-family: 'Cinzel', serif;
  font-size: clamp(36px, 5vw, 64px);
  font-weight: 900; color: var(--white);
  line-height: 1.05; margin-bottom: 24px;
}
.hero h1 em {
  font-style: normal; color: var(--gold-light);
}
.hero-desc {
  font-family: 'Cormorant Garamond', serif;
  font-size: 20px; color: rgba(255,255,255,0.7);
  line-height: 1.7; margin-bottom: 40px;
}
.hero-actions {
  display: flex; gap: 16px; flex-wrap: wrap;
}
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 14px 28px;
  font-family: 'Cinzel', serif;
  font-size: 11px; letter-spacing: 2px; font-weight: 600;
  border-radius: var(--radius);
  transition: all 0.2s; cursor: pointer; border: none;
  text-transform: uppercase;
}
.btn-gold {
  background: var(--gold);
  color: var(--navy-dark);
}
.btn-gold:hover { background: var(--gold-light); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(184,150,46,0.3); }
.btn-outline {
  background: transparent;
  border: 1px solid rgba(184,150,46,0.5);
  color: var(--gold-light);
}
.btn-outline:hover { border-color: var(--gold); background: rgba(184,150,46,0.08); }

.hero-seal-wrap {
  display: flex; justify-content: center; align-items: center;
}
.hero-seal {
  animation: float 6s ease-in-out infinite;
  filter: drop-shadow(0 20px 60px rgba(184,150,46,0.2));
}
@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-12px); }
}

.hero-stats {
  grid-column: 1 / -1;
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 1px; background: rgba(184,150,46,0.2);
  border: 1px solid rgba(184,150,46,0.2);
  border-radius: var(--radius); overflow: hidden;
  margin-top: 40px;
}
.hero-stat {
  background: rgba(13,24,40,0.8);
  padding: 24px; text-align: center;
}
.hero-stat-num {
  font-family: 'Cinzel', serif;
  font-size: 32px; font-weight: 700;
  color: var(--gold-light); display: block;
}
.hero-stat-label {
  font-size: 11px; letter-spacing: 1.5px;
  color: rgba(255,255,255,0.45); text-transform: uppercase;
  margin-top: 4px;
}

/* ── SECTIONS ─────────────────────────────────────────────── */
section { padding: 100px 24px; }
.section-inner { max-width: 1200px; margin: 0 auto; }
.section-label {
  font-family: 'Cinzel', serif;
  font-size: 10px; letter-spacing: 5px;
  color: var(--gold); text-transform: uppercase;
  margin-bottom: 12px;
  display: flex; align-items: center; gap: 12px;
}
.section-label::before { content: ''; width: 30px; height: 1px; background: var(--gold); }
.section-title {
  font-family: 'Cinzel', serif;
  font-size: clamp(28px, 4vw, 44px);
  font-weight: 700; color: var(--navy);
  margin-bottom: 16px;
}
.section-title.light { color: var(--white); }
.section-desc {
  font-family: 'Cormorant Garamond', serif;
  font-size: 19px; color: var(--text-mid);
  max-width: 600px; line-height: 1.7;
  margin-bottom: 56px;
}
.section-desc.light { color: rgba(255,255,255,0.65); }
.gold-rule { width: 60px; height: 2px; background: var(--gold); margin: 20px 0; }

/* ── DIVISIONS GRID ───────────────────────────────────────── */
.divisions { background: var(--white); }
.divisions-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
}
.division-card {
  border-radius: 8px; overflow: hidden;
  border: 1px solid var(--border);
  transition: transform 0.2s, box-shadow 0.2s;
  background: var(--white);
}
.division-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.division-card-header {
  padding: 28px 28px 20px;
  position: relative;
}
.division-icon {
  width: 48px; height: 48px; border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 22px; margin-bottom: 16px;
}
.division-card-name {
  font-family: 'Cinzel', serif;
  font-size: 15px; font-weight: 700;
  margin-bottom: 6px;
}
.division-card-tagline {
  font-family: 'Cormorant Garamond', serif;
  font-size: 14px; font-style: italic;
  opacity: 0.7;
}
.division-card-body { padding: 0 28px 24px; }
.division-card-desc {
  font-size: 13px; color: var(--text-muted);
  line-height: 1.7; margin-bottom: 20px;
}
.division-card-link {
  font-family: 'Cinzel', serif;
  font-size: 10px; letter-spacing: 2px;
  text-transform: uppercase;
  display: inline-flex; align-items: center; gap: 6px;
  transition: gap 0.2s;
}
.division-card-link:hover { gap: 10px; }

/* DIVISION COLOR THEMES */
.div-settlement .division-card-header { background: linear-gradient(135deg, #0D1828, #1B2A4A); }
.div-settlement .division-card-name { color: #D4AF5A; }
.div-settlement .division-card-tagline { color: rgba(255,255,255,0.5); }
.div-settlement .division-icon { background: rgba(184,150,46,0.15); }
.div-settlement .division-card-link { color: #B8962E; }

.div-financial .division-card-header { background: linear-gradient(135deg, #0A2A1A, #0F3D26); }
.div-financial .division-card-name { color: #5BD08A; }
.div-financial .division-card-tagline { color: rgba(255,255,255,0.5); }
.div-financial .division-icon { background: rgba(91,208,138,0.15); }
.div-financial .division-card-link { color: #27A05A; }

.div-tax .division-card-header { background: linear-gradient(135deg, #1A0A2E, #2E1052); }
.div-tax .division-card-name { color: #B8A0F0; }
.div-tax .division-card-tagline { color: rgba(255,255,255,0.5); }
.div-tax .division-icon { background: rgba(184,160,240,0.15); }
.div-tax .division-card-link { color: #9B7DE8; }

.div-clean .division-card-header { background: linear-gradient(135deg, #001A3A, #003366); }
.div-clean .division-card-name { color: #6BB8FF; }
.div-clean .division-card-tagline { color: rgba(255,255,255,0.5); }
.div-clean .division-icon { background: rgba(107,184,255,0.15); }
.div-clean .division-card-link { color: #3A9BF5; }

/* ── SERVICES SECTION ─────────────────────────────────────── */
.services-dark { background: var(--navy-dark); }
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 2px; background: rgba(184,150,46,0.15);
  border: 1px solid rgba(184,150,46,0.15);
  border-radius: 8px; overflow: hidden;
}
.service-item {
  background: var(--navy-dark);
  padding: 36px 32px;
  transition: background 0.2s;
}
.service-item:hover { background: #112038; }
.service-num {
  font-family: 'Cinzel', serif;
  font-size: 11px; color: rgba(184,150,46,0.5);
  letter-spacing: 3px; margin-bottom: 16px;
}
.service-name {
  font-family: 'Cinzel', serif;
  font-size: 17px; font-weight: 700;
  color: var(--white); margin-bottom: 12px;
}
.service-desc {
  font-family: 'Cormorant Garamond', serif;
  font-size: 16px; color: rgba(255,255,255,0.55);
  line-height: 1.7;
}

/* ── WHY SECTION ──────────────────────────────────────────── */
.why { background: var(--cream); }
.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px; align-items: center;
}
.why-list { list-style: none; display: flex; flex-direction: column; gap: 20px; }
.why-item {
  display: flex; gap: 16px; align-items: flex-start;
  padding: 20px; background: var(--white);
  border: 1px solid var(--border);
  border-left: 3px solid var(--gold);
  border-radius: var(--radius);
}
.why-item-icon {
  font-size: 22px; flex-shrink: 0; margin-top: 2px;
}
.why-item-title {
  font-family: 'Cinzel', serif;
  font-size: 13px; font-weight: 600;
  color: var(--navy); margin-bottom: 4px;
}
.why-item-text { font-size: 13px; color: var(--text-muted); line-height: 1.6; }
.why-card {
  background: var(--navy);
  border-radius: 12px; padding: 48px;
  position: relative; overflow: hidden;
}
.why-card::before {
  content: 'K';
  font-family: 'Cinzel', serif;
  font-size: 280px; font-weight: 900;
  color: rgba(184,150,46,0.04);
  position: absolute; right: -40px; bottom: -60px;
  line-height: 1; pointer-events: none;
}
.why-card-quote {
  font-family: 'Cormorant Garamond', serif;
  font-size: 24px; font-style: italic;
  color: var(--white); line-height: 1.6;
  margin-bottom: 32px; position: relative; z-index: 1;
}
.why-card-quote::before {
  content: '\201C';
  font-size: 80px; color: var(--gold);
  opacity: 0.4; display: block;
  line-height: 0.5; margin-bottom: 20px;
}
.why-card-sig {
  font-family: 'Cinzel', serif;
  font-size: 12px; letter-spacing: 2px;
  color: var(--gold-light); position: relative; z-index: 1;
}
.why-card-sig span { display: block; font-family: 'Inter', sans-serif; font-size: 11px; color: rgba(255,255,255,0.4); margin-top: 4px; letter-spacing: 0; }

/* ── CTA BAND ─────────────────────────────────────────────── */
.cta-band {
  background: var(--gold);
  padding: 60px 24px;
  text-align: center;
}
.cta-band-inner { max-width: 700px; margin: 0 auto; }
.cta-band h2 {
  font-family: 'Cinzel', serif;
  font-size: clamp(22px, 3vw, 34px);
  font-weight: 700; color: var(--navy-dark);
  margin-bottom: 12px;
}
.cta-band p {
  font-family: 'Cormorant Garamond', serif;
  font-size: 19px; color: rgba(13,24,40,0.7);
  margin-bottom: 28px;
}
.btn-dark {
  background: var(--navy-dark);
  color: var(--gold-light);
}
.btn-dark:hover { background: var(--navy); transform: translateY(-1px); }

/* ── CONTACT INFO STRIP ───────────────────────────────────── */
.contact-strip {
  background: var(--navy);
  padding: 40px 24px;
}
.contact-strip-inner {
  max-width: 1200px; margin: 0 auto;
  display: flex; flex-wrap: wrap; gap: 32px;
  align-items: center; justify-content: space-between;
}
.contact-item {
  display: flex; align-items: center; gap: 12px;
}
.contact-item-icon {
  width: 40px; height: 40px;
  background: rgba(184,150,46,0.15);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 16px; flex-shrink: 0;
}
.contact-item-label {
  font-family: 'Cinzel', serif;
  font-size: 9px; letter-spacing: 2px;
  color: rgba(255,255,255,0.35); text-transform: uppercase;
  margin-bottom: 2px;
}
.contact-item-val {
  font-size: 14px; color: var(--white); font-weight: 500;
}
.contact-item-val a { color: var(--gold-light); }
.contact-item-val a:hover { color: var(--white); }

/* ── FOOTER ───────────────────────────────────────────────── */
.footer {
  background: var(--navy-dark);
  padding: 64px 24px 32px;
  border-top: 1px solid rgba(184,150,46,0.2);
}
.footer-inner {
  max-width: 1200px; margin: 0 auto;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px; margin-bottom: 48px;
}
.footer-brand-name {
  font-family: 'Cinzel', serif;
  font-size: 16px; font-weight: 700;
  color: var(--gold-light); margin-bottom: 6px;
}
.footer-brand-sub {
  font-family: 'Cormorant Garamond', serif;
  font-size: 13px; color: rgba(255,255,255,0.35);
  font-style: italic; letter-spacing: 2px; margin-bottom: 16px;
}
.footer-brand-desc {
  font-size: 13px; color: rgba(255,255,255,0.4);
  line-height: 1.7; max-width: 280px;
}
.footer-col-title {
  font-family: 'Cinzel', serif;
  font-size: 10px; letter-spacing: 3px;
  color: var(--gold); text-transform: uppercase;
  margin-bottom: 20px;
}
.footer-links { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-links a {
  font-size: 13px; color: rgba(255,255,255,0.45);
  transition: color 0.2s;
}
.footer-links a:hover { color: var(--gold-light); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.06);
  padding-top: 24px;
  display: flex; flex-wrap: wrap; gap: 12px;
  align-items: center; justify-content: space-between;
}
.footer-copy {
  font-size: 12px; color: rgba(255,255,255,0.25);
}
.footer-tagline {
  font-family: 'Cinzel', serif;
  font-size: 10px; letter-spacing: 3px;
  color: rgba(184,150,46,0.4);
}

/* ── PAGE HERO (inner pages) ──────────────────────────────── */
.page-hero {
  background: var(--navy-dark);
  padding: 140px 24px 80px;
  position: relative; overflow: hidden;
}
.page-hero::after {
  content: ''; position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 2px; background: var(--gold);
}
.page-hero-inner { max-width: 1200px; margin: 0 auto; }
.page-hero h1 {
  font-family: 'Cinzel', serif;
  font-size: clamp(28px, 5vw, 52px);
  font-weight: 900; color: var(--white);
  margin-bottom: 16px;
}
.page-hero h1 em { font-style: normal; color: var(--gold-light); }
.page-hero-desc {
  font-family: 'Cormorant Garamond', serif;
  font-size: 20px; color: rgba(255,255,255,0.6);
  max-width: 600px; line-height: 1.6;
}
.breadcrumb {
  font-family: 'Cinzel', serif;
  font-size: 10px; letter-spacing: 2px;
  color: rgba(184,150,46,0.5); margin-bottom: 20px;
  text-transform: uppercase;
}
.breadcrumb a { color: var(--gold); }
.breadcrumb span { color: rgba(255,255,255,0.3); margin: 0 8px; }

/* ── CARDS / GRIDS ────────────────────────────────────────── */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 24px;
}
.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px; padding: 32px;
  transition: transform 0.2s, box-shadow 0.2s;
}
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
.card-icon { font-size: 32px; margin-bottom: 16px; }
.card-title {
  font-family: 'Cinzel', serif;
  font-size: 16px; font-weight: 700;
  color: var(--navy); margin-bottom: 10px;
}
.card-text { font-size: 14px; color: var(--text-muted); line-height: 1.7; }
.card-price {
  font-family: 'Cinzel', serif;
  font-size: 24px; color: var(--gold);
  margin-top: 16px; font-weight: 700;
}
.card-price span { font-size: 13px; color: var(--text-muted); font-family: 'Inter', sans-serif; font-weight: 400; }

/* ── FAQ ──────────────────────────────────────────────────── */
.faq-list { max-width: 800px; display: flex; flex-direction: column; gap: 2px; }
.faq-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius); overflow: hidden;
}
.faq-q {
  width: 100%; text-align: left;
  padding: 20px 24px;
  font-family: 'Cinzel', serif;
  font-size: 14px; font-weight: 600;
  color: var(--navy); background: none;
  border: none; cursor: pointer;
  display: flex; justify-content: space-between; align-items: center;
  gap: 16px; transition: background 0.15s;
}
.faq-q:hover { background: var(--navy-pale); }
.faq-q.open { background: var(--navy-pale); color: var(--gold); }
.faq-chevron {
  width: 20px; height: 20px; flex-shrink: 0;
  transition: transform 0.25s;
  color: var(--gold);
}
.faq-q.open .faq-chevron { transform: rotate(180deg); }
.faq-a {
  display: none;
  padding: 0 24px 20px 24px;
  font-family: 'Cormorant Garamond', serif;
  font-size: 17px; color: var(--text-mid);
  line-height: 1.75; border-top: 1px solid var(--border);
  padding-top: 16px;
}
.faq-a.open { display: block; }

/* ── CONTACT FORM ─────────────────────────────────────────── */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-group.full { grid-column: 1 / -1; }
.form-label {
  font-family: 'Cinzel', serif;
  font-size: 10px; letter-spacing: 2px;
  color: var(--navy); text-transform: uppercase;
}
.form-input, .form-select, .form-textarea {
  padding: 12px 16px;
  border: 1px solid var(--border-mid);
  border-radius: var(--radius);
  font-family: 'Inter', sans-serif;
  font-size: 14px; color: var(--text);
  background: var(--white);
  transition: border-color 0.2s, box-shadow 0.2s;
  outline: none;
}
.form-input:focus, .form-select:focus, .form-textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(184,150,46,0.1);
}
.form-textarea { resize: vertical; min-height: 120px; }
.form-submit {
  width: 100%; padding: 16px;
  font-family: 'Cinzel', serif;
  font-size: 12px; letter-spacing: 3px;
  font-weight: 700; text-transform: uppercase;
  background: var(--navy); color: var(--gold-light);
  border: none; border-radius: var(--radius);
  cursor: pointer; transition: all 0.2s;
  margin-top: 8px;
}
.form-submit:hover { background: var(--navy-mid); transform: translateY(-1px); }
.form-note { font-size: 12px; color: var(--text-muted); margin-top: 8px; }

/* ── TABLES ───────────────────────────────────────────────── */
.pricing-table {
  width: 100%; border-collapse: collapse;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px; overflow: hidden;
}
.pricing-table th {
  background: var(--navy);
  color: var(--gold-light);
  font-family: 'Cinzel', serif;
  font-size: 12px; letter-spacing: 1.5px;
  padding: 16px 20px; text-align: left;
}
.pricing-table td {
  padding: 14px 20px;
  font-size: 14px; color: var(--text);
  border-bottom: 1px solid var(--border);
}
.pricing-table tr:last-child td { border-bottom: none; }
.pricing-table tr:nth-child(even) td { background: var(--navy-pale); }
.pricing-table .price {
  font-family: 'Cinzel', serif;
  font-size: 16px; color: var(--gold);
  font-weight: 700;
}

/* ── BADGE ────────────────────────────────────────────────── */
.badge {
  display: inline-block;
  padding: 4px 12px;
  font-family: 'Cinzel', serif;
  font-size: 9px; letter-spacing: 2px;
  text-transform: uppercase; border-radius: 20px;
}
.badge-gold { background: var(--gold-pale); color: var(--gold); border: 1px solid rgba(184,150,46,0.3); }
.badge-navy { background: var(--navy-light); color: var(--navy); border: 1px solid var(--border-mid); }
.badge-green { background: #E8F5EE; color: #1A7A42; border: 1px solid rgba(26,122,66,0.2); }

/* ── ALERT BOX ────────────────────────────────────────────── */
.alert {
  padding: 16px 20px;
  border-radius: var(--radius);
  font-size: 14px; line-height: 1.6;
  display: flex; gap: 12px; align-items: flex-start;
}
.alert-gold { background: var(--gold-pale); border: 1px solid rgba(184,150,46,0.3); color: #7A5C00; }
.alert-navy { background: var(--navy-light); border: 1px solid var(--border-mid); color: var(--navy); }

/* ── MOBILE ───────────────────────────────────────────────── */
@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; text-align: center; }
  .hero-seal-wrap { display: none; }
  .hero-stats { grid-template-columns: repeat(2, 1fr); }
  .hero-eyebrow { justify-content: center; }
  .hero-actions { justify-content: center; }
  .why-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .nav-toggle { display: flex; }
  .nav-links {
    display: none; flex-direction: column;
    position: absolute; top: 70px; left: 0; right: 0;
    background: var(--navy-dark);
    border-top: 1px solid rgba(184,150,46,0.2);
    padding: 16px; gap: 4px;
  }
  .nav-links.open { display: flex; }
  .nav-links a { padding: 12px 16px; display: block; }
}
@media (max-width: 600px) {
  section { padding: 60px 16px; }
  .hero-stats { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .divisions-grid { grid-template-columns: 1fr; }
}

/* ── SCROLL ANIMATIONS ────────────────────────────────────── */
.fade-up {
  opacity: 0; transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-up.visible { opacity: 1; transform: translateY(0); }

/* ── UTIL ─────────────────────────────────────────────────── */
.text-center { text-align: center; }
.text-gold { color: var(--gold); }
.text-navy { color: var(--navy); }
.mt-8 { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-32 { margin-top: 32px; }
.mb-32 { margin-bottom: 32px; }
.flex-center { display: flex; align-items: center; justify-content: center; gap: 16px; }